Peak District hikers

If you're thinking about retiring at any age between 55 and 75, you may be starting to think about what pension you might receive.

You can use My Pension Online at any time to get an estimate of your pension benefits from us. If you are close to retirement, you can ask us to work out a formal estimate which we'll send you through the post.

If you're considering applying for flexible retirement or if your post is being made redundant, your employer must arrange an estimate for you.

My Pension Online

You can visit My Pension Online for details of how to register for the service. Once registered you can find the value of your benefits and produce estimates at as many different retirement dates as you like, between age 55 and your State Pension age.

You can either find out what your pension would be worth if you left employment and took your pension benefits straight away, or what your benefits would be if you decided to defer payment of your benefits until your State Pension age.

If your pension is subject to a pension sharing order, or earmarking order, following divorce or dissolution of a civil partnership, you will need to request a written estimate. My Pension Online will not apply the order when producing estimates.

Request an estimate in writing

To request a formal estimate of your pension benefits please complete the ‘voluntary retirement estimate request’ attached to this page.

Please be aware that you can only receive a written estimate once a year and if you are within 2 years of your proposed retirement date.

After completing section 1 of the form, send it to your employer, who will complete the rest of the form and submit it to us.

If you have any queries about your estimate after you've submitted the form to your employer, please contact them in the first instance.

We'll send you your estimate as soon as we can, but sometimes at very busy periods, you should be prepared for it to take a few weeks.


It's important to note that estimates are based on the pay information supplied, and the legislation and factors in force at the time the estimate is produced. Therefore, pension benefit figures are liable to change to those calculated at the point of your retirement. Estimates do not represent a promise or entitlement to benefits.